Atmos for lenders
Helping
credit unions
launch and scale clean energy lending

We build and manage custom lending programs to accelerate the clean economy.

Atmos for borrowers
Connecting
Homeowners
with fast, low–cost financing

Get the best clean energy loans from a marketplace of lenders.

Highlighted in global media coverage
Business Insider
Forbes
Climate Town
Fortune
TCD

Atmos Financial is the only purpose–built marketplace connecting

the clean economy

For lenders

Grow your clean energy portfolio, your way

Avoid nameless, transactional asset pools. Gain meaningful new customers and members while creating a high performing clean energy portfolio.

For homeowners

Your only stop to secure the industry's best financing terms

Pre–qualify in seconds to find the best rates for solar, electrification and energy efficient home improvements loans, all from among the nation's leading energy lenders.

For small business

Boost cash flow and energy independence

Atmos lending solutions are designed to help your business generate more free cash flow to benefit your bottom line.

For contractors & installers

Simple, low-cost financing for your customers

Low–cost transparent financing from leading lenders, all on a platform that’s easy–to–use for both you and your customers.

how atmos works

How our process works

Atmos Infographic
01
Banks, credit unions, and green banks
Join our lending network to quickly launch and scale their own clean energy lending footprint.
02
Installers and developers
Get access to embedded financing tools that offer best-in-class loans to customers and manage funding timeline.
Atmos Infographic
03
Eligible homeowners and businesses
Are presented with the nation’s most competitive loan offers and credit enhancements from our lender marketplace.
Atmos Infographic
04
Lenders
Get fully integrated loan origination, servicing, and portfolio management tools to build and manage customized high-performance clean energy portfolios.
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Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC). Please see your account agreements for more information. Lending not available in all markets.