Fair, affordable financing to create more comfort and resilience for your home

Heat pump and home battery systems add value to your homes, and create comfort and reliability for you and your family

Get started without impacting your credit score. Prequalify for a solar loan with no commitment. If you want, we'll match you with trusted installers.

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Key Benefits
Lock in stability with fixed rates
Enjoy extended fixed-rate terms that provide long-term financial predictability and peace of mind for your investment.
Flexible repayments, your way
Take more control over your finances and rewards with unlimited fee-free prepayments and re-amortizations.

Flexible financing for a smater home

Atmos loans offer maximum flexibility with no hidden fees, making home electrification a seamless and financially smart choice.

Curious if we can help finance your project? Contact us today!

Contact us
01
Pre-Qualify
Securely provide your personal information to start your application.
*This will take a couple of minutes and will not impact your credit score.
02
Connect with Verified Installers
We’ll introduce you to Atmos-Certified Installers that serve your address.
03
Installer submits project info
Your installer will submit project information, which we'll use to customize your loan proposal.
04
Request an Offer
Review the estimated monthly costs of your loan and click ahead to request a formal offer of credit.
05
Final credit review
Atmos dedicated underwriters will review your application. Stay tuned!
06
Finalize Your Project Details
Once approved, you’ll be able to choose the rate and terms that work for you, and e-sign your loan. That’s it! Your installer is notified, and you’re on your way towards clean energy independence!
01
Complete an application
We partner with the industry's most respected installers. Easily fill out our application to complete a soft credit check.
02
Installer submits project info
Your installer will submit project information, which we'll use to customize your loan proposal.
03
Request an Offer
Review the estimated monthly costs of your loan and click ahead to request a formal offer of credit.
04
Final credit review
Atmos will review your documents to provide you with a formal offer of credit. Stay tuned!
05
Finalize Your Project Details
Once approved, you’ll be able to choose the rate and terms that work for you, and e-sign your loan. That’s it! Your installer is notified, and you’re on your way towards clean energy independence!

Finance your future with confidence

Access expert insights, guides, and tools to help you navigate clean energy financing with confidence.
Solar loans

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Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC). Please see your account agreements for more information. Lending not available in all markets.