Give the Gift of Climate Action
Fee-Free Giving
Climate action has always and will always been our #1 priority – which is why we host dozens of powerful climate action non-profit organizations on our fee-free platform. To encourage customers to donate, we double your savings rate to 0.80% when you choose to donate on a monthly basis.
Whether you’re rounding up your debit card purchases, allocating our industry-leading savings yield, or donating a simple fixed monthly amount, know that 100% of every dollar you donate to a non-profit on the Atmos platform goes directly toward their work to save the planet. This holiday season, consider setting up a donation to one or more of the participating nonprofits!

2021 Milestones
Here is a short list of some of the many ways we’ve made it easier to align your money with your values:
- Carbon Impact — See your indicative CO2e impact right from your accounts page. The higher your Atmos balance, the more your impact will grow.
- Higher Limits — Deposit up to $50,000 per day.
- Checking Account w/ Debit Card – FDIC-insured, climate-positive checking, with both a physical and virtual debit card to increase security and convenience. Access over 55,000 ATMs fee-free, and add your card to your mobile wallets.
- Multiple Savings Accounts — Open up to six separate FDIC-insured savings accounts to more effectively meet your financial goals.
- 50+ Nonprofits — Choose from among 50+ environmental nonprofits and double your savings rate to 0.80%.
- Personal Invitation Link — Invite friends to join — generate more revenue for participating nonprofits and a little bonus for you and your friend.
- Link Multiple External Accounts — Link up to three US-based bank accounts.
- Security Features — We are constantly adding new security features, both visible and invisible, to protect your account and your deposits.
- Earn up to 5% Cash Back — Enjoy the most inclusive cash back program on Earth — for Earth — with hundreds of sustainable businesses around the nation.
- iOS and Android Apps — Lock/unlock your card, initiate a transfer, find an ATM, see your impact, and more, all while on the go. Available for Apple and Android devices.
- Round-up — Make your change count with our Round-up tool on Atmos debit cards.
- Mobile Check Deposit — Depositing checks into your Atmos checking account is now as easy as snapping a picture with your smartphone.
We are building the most climate-positive banking platform in the world and we could not do this without you. We are grateful for everything you have helped us to achieve – please know that this is just the beginning.
With gratitude,
Team Atmos