Together, We Have the Power to End the Climate Crisis

ATMOS logo. 3 circles with burst of light in upper right of inner-most circle and word ATMOS in a teal color.
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Atmos and Climate Town have teamed up to create a just and sustainable future. Smarter finances reverse global warming. 
Atmos Accounts Maximize the Impact of Money
Climate-Positive
Checking Account
Earn up to 5% cash-back on your purchases at hundreds of sustainable businesses. Fee-free ATM access, 24/7 mobile and web banking. No fees.
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Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC).
Industry Leading
Savings Account
Manage your money with market leading rates across multiple savings accounts. Double your savings rate when you support any of the nonprofits on the Atmos platform.
A laptop open to the Atmos Financial website. A popup reads 3.5% Savings
Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC).
Good for Earth & Wallet
Solar Loans
Atmos solar loans are designed to provide you with the greatest savings and greatest flexibility so that going solar is always the right decision — for the climate, for your pocketbook, and for your community.
Two overlapping solar panels
Atmos Financial is a financial technology company, not a bank. Banking services are provided by our partner financial institution, Five Star Bank, Warsaw NY (Member FDIC).
Your Money is Safe

Your money is FDIC insured up to $250,000 through our banking services provider, Five Star Bank: Member FDIC, and is protected by state-of-the-art encryption. Customize transaction notifications to have complete visibility over your account activity.
Check Our Partner Bank's FDIC Coverage

Accounts that take action

Many traditional banks still invest in fossil fuels, contributing to, or ignoring the climate crisis.

Now, there’s a better way. You can make a positive impact with Atmos Financial. Atmos accounts exclusively fund climate-positive projects and measure the impact of your money.

Atmos Starburst Logo with Debit Card in center. Check marks next to Good for Earth and Wallet Solar Loans, Business Savings Accounts, Industry Leading Savings Accounts, Joint Accounts, and Cash Back Checking Accounts
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