The pros and cons of debt consolidation are plentiful but it's up to you to decide whether or not you need said loans. It all depends on what you're looking for and if you can pay off the consolidated loan compared to the multiple you may already have.

Atmos encourages customers to donate to over 60 non-profit organizations working to protect our environment, ensure climate justice, and build a positive future. Here’s what some of them are up to right now, with ways for you to get involved:

Ethical investing is an important part of making a positive difference in the world, especially as an individual investor. Corporate governance is a delicate thing that can slip and break at any moment. Thus, intelligent investing is necessary to guarantee the effectiveness of ethical funds.

We highly recommend setting up direct deposit, whether you need it for your regular paychecks, government benefits, or to receive your tax refunds.It's easy to access your account information online, and we're confident that you'll find direct deposit to be much more convenient and helpful for your personal finance planning.

Although saving and investing may sound similar, experts consider these two actions distinct from each other. Sure, the goals are the same - to help you generate more money, to build financial freedom, and to help support your lifestyles - but the methods couldn't be more different.

Solar panels have become increasingly more affordable over the years and there are government incentives in place to help you get one yourself. Having a personal solar power system for producing your own electricity needs is both affordable and beneficial.

If you're aiming for debt consolidation, want to renovate your home, or just need some spare cash to bridge turbulent times, there are a few options available to you. You can borrower against your 401(k), or you can take on a personal loan. Both of these options have their benefits, and both have their flaws.

If you already have some outstanding debt to repay, don't fret! It's a good idea to pay off your debt as early as possible to limit the amount of interest payments you'll make and to free yourself of those financial burdens. Your future self will thank you!

The fine art market requires quite a lot of knowledge and experience with various artists and their art. Good art takes a keen eye to notice its value and, without it, you risk making your art investment worthless or at least not profitable.

It's never too late to protect your wealth and make informed choices that help you to avoid a future financial crisis.

Solar roofs have become all the rage in sustainability and green energy circles. Where solar panels once ruled unchallenged, the solar shingle is now stepping up into greater prominence.

Join the thousands of Atmos customers who earn more by supporting leading environmental organizations. One hundred percent of your deposits with Atmos are used to support climate-positive infrastructure. – and 100% of your donations to nonprofits like Zero Foodprint go to helping strengthen climate activism around the country. Want to join the soil revolution to help to build carbon sinks around the country?

Solar panels are something to consider if you’re looking for ways to go green and cut down on utility costs. However, just because solar panels are a renewable energy source doesn’t necessarily mean that they are a good fit for your home. There are many different factors to consider when deciding whether or not to install solar panels.

In the simplest terms, decarbonization means reducing the amount of carbon in the atmosphere. Specifically, when it comes to climate change, decarbonization references the framework of converting to an economic system that lowers CO2 emissions by replacing fossil fuels with clean energy sources.

Earth Day is a chance to show gratitude to our planet and take meaningful steps toward sustainability. Celebrate by engaging with nature, supporting Earth-friendly practices, and involving your network in climate action through Atmos.